When you accept credit on Feyza, you agree to repay on the schedule set with your lender. Missing payments can have real effects on your account and relationships on the platform.
Late or missed payments are reported on your Feyza trust profile. Your score may drop, which can reduce future credit limits, slow approvals, or restrict marketplace matching until you rebuild history with on-time repayments.
Your lender may charge late fees or penalties if those were included in your agreement. They can pause or decline further credit, request updated verification, or use emergency contacts you authorized if they cannot reach you.
If someone vouched for you on Feyza, serious delinquency can affect their standing as well. Vouchers may be notified and their own trust metrics can be impacted when borrowers they backed default.
Repeated late payments can trigger automatic restrictions - such as blocks on new requests, appeals processes before harsher actions, or required readiness steps before borrowing again.
This summary is for borrower acknowledgement. Your specific credit is governed by your signed agreement with your lender and our Terms of Service.