Feyza is a lending management platform built for people who lend money to people they know. We give you the tools a bank has — reminders, agreements, payment tracking — without the overhead, the fees, or the complexity.
Why We Built This
Store owners extend credit to customers. Friends spot each other until payday. Parents help their kids. Community groups pool money for members who need it. This happens millions of times a day, in every city, in every culture.
And every time, the same thing happens: the lender tracks it in a notebook, a Notes app, or their head. Reminders are awkward texts. Agreements are verbal. When someone forgets — or pretends to forget — there's no record, no proof, and no system to fall back on.
Banks won't serve this market. The amounts are too small. The borrowers don't have credit scores. The relationships are too informal. So lenders are left on their own — doing everything manually, losing money, and damaging relationships in the process.
We built Feyza because every lender deserves the same tools that banks have — automated reminders, signed agreements, payment tracking, and borrower verification — without needing to be a bank.
What We Built
Feyza is vertical SaaS for anyone who lends money. We handle the infrastructure so you can focus on the people.
They don't need an account or an app. You enter their name and contact info. They get a secure guest portal automatically.
Set when reminders go out — 1 day before, 3 days before, weekly. Email or SMS. You never send an awkward "just checking" text again.
Your borrower signs before they get the money. Timestamped, stored, legally documented. No more "I never agreed to that."
Ask for government ID, proof of income, a personal reference — or nothing. You decide what you need. Feyza keeps documents secure.
Cash, Venmo, Zelle, CashApp — when they pay you, tap to confirm. The balance updates. The record is kept forever.
Get a public link you can share on social media. People apply to borrow from you directly. Requests land in your dashboard.
How We Think
Every product decision starts with the lender. Not the borrower, not the investor, not the regulator. The person putting their own money on the line to help someone else — they come first. If a feature doesn't make the lender's life easier, we don't build it.
When a borrower uploads their ID or pay stub, it goes to Feyza — not the lender. The lender sees "Verified ✓" and nothing else. We built a vault model where sensitive data stays with the platform and only verified results flow to the lender. Your borrowers trust you. We make sure they can trust the system too.
Feyza should be usable by anyone who can use WhatsApp. No training videos. No onboarding calls. No 40-page documentation. You sign up, add a borrower, set the amount, and the system works. If it takes more than 2 minutes to get started, we failed.
The Road Ahead
Borrowers will be able to pay directly from their bank account through the guest portal. Auto-pay on due dates. No manual confirmation needed.
Borrowers who pay on time build a portable trust score. Lenders see the score before extending credit. Reputation becomes an asset.
Mobile money integration for lenders serving borrowers in Africa. M-Pesa, Airtel Money, Orange Money — the payment methods people actually use.
A mobile app where borrowers see all their credits across all lenders, make payments, and manage their trust profile in one place.
I was born in Kongolo, in the Katanga region of the Democratic Republic of Congo. I lost someone close to me early in life — the kind of loss that forces you to grow before you're ready. I watched my mother raise us with relentless strength. She worked harder than anyone I knew. But she didn't lack character or discipline. She lacked access. She lacked structure. She lacked the systems that make opportunity real.
That stayed with me.
At 15, I moved to the United States. To me, America wasn't just a new country — it was a responsibility. The opportunity I was given wasn't something to keep for myself. It was something to build with — for my family, for Congo, and for communities like the one I grew up in.
I drive for Uber. I work in IT. And every day, between rides and tickets, I build Feyza. Not because I had funding or a team of engineers — but because I saw a problem nobody was solving.
People lend money to each other all the time. Store owners extend credit to customers. Friends help friends. Families support each other across borders. But there's no system for it. No reminders, no agreements, no tracking. Just trust — and hope.
I've been on both sides of that equation. I've lent money and never gotten it back. I've watched people in my community lose real money because there was no structure around informal lending. Not because people are dishonest — but because there was no system to keep everyone honest.
Feyza is that system.
I'm building it one feature at a time, between Uber rides, with my own money, on my own schedule. No investors telling me to move fast and break things. No board meetings. Just a tool that works for people like me — people who lend money to people they know and want to make sure they get it back.
I come from Kongolo. I was raised by resilience. And I'm building something bigger than myself.